Hi Alfredo,
I would 100 agree with your approach. However, our DMEE is at a state where 99.9% of payments are accepted. This solution design is only for the small chance we get a value (not format or syntax) error, such as an invalid BIC, i.e. a master data error. Now, the problem is, as I explained in another reply to Anton, is that if we have this error, and due to us being forced to use this bank which provides insufficient return payment statues for SEPA, we have a problem that the entire batch gets rejected and we can't tell which payment is in error.
We are still looking at possible solutions and I will update once I have found a workable solution.
And to answer the question about paying the erroneous payments, they would be automatically reversed by an ABAP program already in place, and then will be paid in the next payment run, once the error is fixed.
Kind regards
Greg